Credit Officer Leveraged Finance

Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

Would you like to work for one of the World\'s largest banks in an exciting, dynamic and international environment?

We are currently recruiting for a Credit Officer Leveraged Finance in Amsterdam .

About MUFG

Mitsubishi UFJ Financial Group, Inc. (MUFG) is one of the world’s leading financial groups. Headquartered in Tokyo and with over 360 years of history, MUFG has a global network with approximately 2,000 locations in more than 40 countries. The Group has about 120,000 employees and offers services including commercial banking, trust banking, securities, credit cards, consumer finance, asset management, and leasing. The Group aims to “be the world’s most trusted financial group” through close collaboration among our operating companies and flexibly respond to all of the financial needs of our customers, serving society, and fostering shared and sustainable growth for a better world. MUFG’s shares trade on the Tokyo, Nagoya, and New York stock exchanges. For more information, visit

About MUFG Bank (Europe) N.V.

MUFG Bank (Europe) N.V. (MBE) is a fully-owned subsidiary of MUFG Bank, headquartered in Amsterdam. With offices throughout Europe, our teams provide clients with comprehensive financing solutions spanning Coverage & Structured Finance, Capital Markets and Transaction Banking, using MUFG’s global reach to provide bespoke solutions. With 73 green, sustainability, sustainability-linked and transition bond tranches in 2021 and 51 sustainability-linked loans in EMEA in 2021, MUFG is committed to supporting clients to achieve sustainable business growth.

Please visit our website for more information –

Your impact at MUFG

As part of our credit office team, you’ll play a key role in safeguarding MUFG’s credit portfolio while enabling sustainable growth. You’ll assess credit proposals and ratings for Corporate & Structured Lending and Leveraged Finance transactions across Europe, ensuring alignment with our risk appetite and regulatory standards. By developing deep insight into our portfolios, you’ll make informed recommendations to senior management and contribute to a strong control environment. Your collaboration with colleagues across Credit Risk, EMEA Risk Management, and global MUFG functions will help maintain the integrity of our credit decisions and support our strategic ambitions.

Function positioning

Credit office is a 2nd line of defence function responsible for corporate banking credit for Japanese as well as non-Japanese corporates financial institutions and sovereigns.

Its major functions are outlined as follows:

• Assessment and management of credit risks and related risks
• Monitoring, reporting and early action
• Portfolio analysis and management

The role includes the following:

• Conduct detailed credit and rating analysis across assigned sectors and products, including drafting credit papers, applying rating methodologies, and preparing comparative data (e.g., statistics, graphs, tables).
• Assess credit proposals objectively, identifying key risk factors and providing clear recommendations for senior management approval.
• Challenge proposed transactions and credit recommendations to ensure a balanced approach between risk, return, and capital usage.
• Act as a credit counterpart to 1st line of defence sector leads, relationship managers, and product teams.
• Provide timely, concise credit advice and briefings, both written and verbal, to senior stakeholders.
• Collaborate proactively with front-office teams on deal-specific and strategic matters, identifying red flags and ensuring policy compliance.
• Work closely with MUFG credit divisions and the EMEA Credit Risk team to foster a unified “one team” approach.
• Support the development of MBE’s credit risk framework, including risk appetite, portfolio monitoring, and early warning systems.
• Assist senior credit leadership in shaping risk appetite frameworks and credit policies.
• Stay informed on market trends, sector developments, and financial/legal structures to anticipate risks and mitigate potential losses.
• Mentor junior colleagues and share technical expertise across allocated sectors and products.
• Maintain strong communication with business lines and other stakeholders to support strategic initiatives and client engagement.
• Contribute to cross-functional projects and internal forums, providing expert credit risk input.

In order to be successful in the role, you will need the following:

• Minimal 7 years of work experience in the financial services industry carrying out credit work for corporate and structured / leveraged finance.
• Understanding of regulatory requirements related to the credit sanctioning and monitoring process.
• Extensive knowledge of Corporate and Structured / Leveraged structures and related (LMA) documentation.
• In depth knowledge of credit and risk principles, products, derivatives and management.
• Strong interpersonal skills. The role demands close liaison with other credit divisions, front offices and senior management; pro-actively develop and maintain such relationships.
• Verbal and written communication skills in English is essential.
• Strong numerical skills and attention to detail and accuracy.

Personal requirements:

• Integrity and Responsibility
• Balance Risk with Opportunity
• Customer Focus
• Demonstrate Global Perspective
• Professionalism and Teamwork
• Drive For Results
• Collaborate and Build Partnerships
• Communicate Effectively and Professionally
• Challenge Ourselves To Grow
• Influence and Inspire Others
• Lead Change & Seek Continuous Improvement
• Think Strategically
• Manage and Develop Talent

What do we have to offer

We offer you a role in one of the largest banks of the world in a growing and international environment. You have various opportunities to develop yourself and we will support you with that by offering various training and development possibilities.

• We take into account your home situation and your ambitions and help you to balance work and private life.
• Monthly team events.
• To work in an ambitious, international environment with colleagues from different countries and cultures who strive for the best.

Besides that we will offer you:

• Gross salary based on experience and consistent with the market
• 8% holiday allowance and 13th month payment.
• 30 vacation days per year. Optional you can buy 15 additional days.
• Commuting allowance based on annual public transport 2nd class, most economical way, or € 0,23 per km with a max of 75 km one way.
• € 5,00 net remote working compensation per day, with a maximum of € 60,00 per month.
• Possibility to order a mobile phone (up to € 800,-)
• Possibility to order Office Equipment’s for the home office, (up to € 500,-)
• Remote Working Policy i.e. Working From Home (WFH) and Remote Working in another Country.
• Bicycle plan (fiscal benefit)
• Company fitness (fiscal benefit)
• Mental health workshops and budget for external courses (i.e. Dutch language classes).
• Employee contribution towards Pension insurance (max 5%, currently 2%), our pension scheme is based on a defined contribution scheme.
• Training & development possibilities paid by the bank

Additional information :

This position will be open for applications until October 15th, 2025.

Acquisition in response to this vacancy is not appreciated.

The role is based in the Netherlands. All candidates need to be willing to relocate to the Netherlands. Internal employees will be supported in case of relocation.

We are open to considering flexible working requests in line with organisational requirements.

MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.

We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.